Target Customers (Who and Why?)

Anyone who owns a home or any real property

The more equity that there is in a home, the more appealing it is to a home title thief because the scam involves fewer steps. Nonetheless, low home equity does not stop the clever con artists. The TitleShield™ CEO, David Fleck, has personally battled a fraudster, who used fake foreclosures to make it appear that there was 100% equity in a home, and who then proceeded to use additional documents to steal all of the nonexistent equity.

Anybody who is refinancing their home

The more equity that there is in a home, the more appealing it is to a home title thief because the scam involves fewer steps. Nonetheless, low home equity does not stop the clever con artists. The TitleShield™ CEO, David Fleck, has personally battled a fraudster, who used fake foreclosures to make it appear that there was 100% equity in a home, and who then proceeded to use additional documents to steal all of the nonexistent equity.

Children of Older Homeowners

As noted above, older homeowners are particularly vulnerable to home title theft. Their children need to pay attention to what is happening in the home, and TitleShield™ is a tool that can decrease their worries.

Owners of Second Homes/Vacation Homes/Investment Properties

Con artists don’t want to be discovered during the commission of their crime. A vacant house – such as a second home or vacation home – is a prime target because nobody is paying attention. In many circumstances, the homeowner only picks up the mail periodically, which enables to con artist to steal any mail that might notify the homeowner of the fraudulent activities.

Any home buyer

The more equity that there is in a home, the more appealing it is to a home title thief because the scam involves fewer steps. Nonetheless, low home equity does not stop the clever con artists. The TitleShield™ CEO, David Fleck, has personally battled a fraudster, who used fake foreclosures to make it appear that there was 100% equity in a home, and who then proceeded to use additional documents to steal all of the nonexistent equity.

Older Homeowners

Older homeowners are more likely to have paid off their mortgages and to have 100% home equity, which looks like a pot of gold to a con artist. Further, as we all get older, we become less and less able to manage our affairs as we did when we are younger, which means we are less likely to notice the activity of a home title thief before it is too late. Lastly, many elderly homeowners are lonely, and when the con artist starts up a conversation with them, the homeowner is happy to speak with them. The fraudster then seizes that opportunity to gain their trust, which is a necessary element of any con game.

Also, many older homeowners have caregivers in the home with them, who may be private caregivers or relatives. Although the vast majority of caregivers are compassionate individuals of high integrity, some of them are unscrupulous criminals who will take advantage of the position of trust and authority they have. They may force the older homeowner to sign a deed, a power of attorney, or a will.

Disabled/Sick Homeowner

Like older homeowners, disabled or sick homeowners may have caregivers in the home with them, who may be private caregivers or relatives. Although the vast majority of caregivers are compassionate individuals of high integrity, some of them are unscrupulous criminals who will take advantage of the position of trust and authority they have. They may force these vulnerable homeowner to sign a deed, a power of attorney, or a will.

Hard Money Lenders

It’s not secret in the private equity world that con artists take advantage of hard money lenders. Typically the value of the property is the only thing that these lenders care about, so they don’t look closely at the parties involved. Once they have made a loan, hard money lenders need to pay close attention to their collateral to ensure that the borrower doesn’t commit title fraud. TitleShield can help them do this.